Your privacy matters. Protected by design.

1. Introduction

Your privacy matters at nCard. This policy describes how we collect, use, and share data in line with GDPR, CCPA, and other regulations.

2. Cookies & Tracking

• Essential: Required for auth, sessions, and core security.
• Preference: Remember language, region, and consent settings.
• Analytics: Help us improve experiences (Google Analytics, Pikapod).
• Third-Party: Stripe, reCAPTCHA, and social logins may set their own cookies.

You can manage non-essential cookies via our banner or your browser. Turning some off may impact functionality.

3. Information We Collect

• Personal info: name, email, contact details.
• Automatic data: IP, browser, OS, device.
• Usage data: features, session frequency.
• Payment info handled securely via Stripe / PayPal.

4. Legal Bases

• Consent
• Contract
• Legitimate interest
• Legal obligation

5. How We Use Data

Deliver core features, personalize experiences, communicate updates, and process payments securely.

6. Sharing & Disclosure

We work with carefully selected service providers (Stripe, Google, analytics partners) who must follow strict privacy commitments.

7. Your Rights

Access, correct, export, or delete your data anytime. Email us at info@ncard.io.

8. Data Retention

We retain information only as long as necessary for legal, business, or operational purposes.

9. Security

Encryption, access controls, and independent providers (Stripe/PayPal) keep sensitive data safe.

10. Policy Updates

We update this page when practices change. Check the date above for the latest version.

11. Contact

Questions or privacy requests? Email info@ncard.io and we’ll reply quickly.